Hey, let’s be real for a second.
We’ve all been in that awkward situation — you went out for dinner with friends, paid the whole bill, and now you’re stuck figuring out how to get your money back without sounding like the villain.
That’s where Make My Payment app comes in.
This guide is for you — the one who always ends up paying first and chasing payments later.
Let’s walk through how this app works, how to collect money from friends, and how to make the whole process smooth, simple, and stress-free.
What is the Make My Payment App?
The Make My Payment app is a peer-to-peer (P2P) payment request tool that helps you:
- Collect payments from friends, roommates, or colleagues
- Send payment links with ease
- Track who has paid and who hasn’t
- Avoid those “bhai kal de dunga” excuses
It’s super useful whether you’re splitting restaurant bills, sharing Netflix subscriptions, or collecting money for a group trip.Make My Payment App
Why Use Make My Payment App?
Here’s what makes it stand out from typical payment apps like Google Pay, PhonePe, or Paytm:
✅ Payment Requests Made Easy
Instead of sharing your UPI ID and waiting, you just create a payment request and send it.
No confusion, no delays.
✅ Track Payments Like a Pro
You can actually see who paid and who didn’t. It keeps everything organized.
✅ Add Purpose & Notes
Imagine you’re collecting ₹500 each from 8 friends for a birthday cake. Just add a note like “Ravi’s Birthday Cake” so no one has to ask, “Bhai, kisliye paisa bhejna hai?”
✅ Friendly Reminders
You don’t have to text awkward reminders — the app does it for you.
Win-win.
Who Can Use It?
- College students splitting lunch or Uber rides
- Roommates sharing rent or groceries
- Team leaders collecting for gifts or events
- Freelancers or side hustlers collecting small payments
It’s also beginner-friendly — even if your tech skills are zero.
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Step-by-Step: How to Use Make My Payment App to Collect Money
Let’s break it down into bite-sized steps so you can start using the app today.Make My Payment App
Step 1: Get the App Installed
The app is available for download on both the Google Play Store and the Apple App Store.
- Open your app store
- Search “Make My Payment”
- Tap Install
- Open the app once downloaded
Pro Tip: Make sure you’re connected to the internet and your phone is updated for smooth installation.
Step 2: Sign Up or Log In
- You can register using your mobile number
- You’ll get an OTP (One-Time Password) for verification
- Set your username or profile name
That’s all — your account is set up and good to go!
Step 3: Set Up Your UPI/Bank Details (Optional)
While you can collect money without sharing your bank account directly, linking UPI will help if you want to instantly receive funds.
- Go to Settings > Bank Details
- Add your UPI ID (like yourname@upi)
- Verify once via a ₹1 transaction if needed
Don’t worry — this step is optional but useful if you want automated collections.
Step 4: Create a Payment Request
Now for the magic part.
- Tap “Create New Request”
- Add a title (Example: “Movie Night Snacks”)
- Set the amount per person
- Add a deadline (optional but good for urgency)
- Add a short note for context
Step 5: Add Friends
You can:
- Manually add numbers
- Import from contacts
- Send the payment link through WhatsApp, text message, or email.
Let’s say you’re collecting ₹300 each from 6 friends. The app sends each of them a payment link they can use to send you the money.Make My Payment App
Step 6: Track Payments
Once friends start paying, you’ll see:
- ✅ Paid
- 🕓 Pending
- ❌ Declined
You’ll get notifications as people pay. No need to manually check all day.
Step 7: Send Gentle Reminders (Optional)
Let’s say it’s been 2 days and your friend hasn’t paid. You can just tap “Send Reminder” and the app will do the rest.
It sends a polite message like:
“Hey! Just a friendly reminder about the ₹400 you owe for last week’s dinner.”
You stay chill — the app does the asking.
Real-Life Use Case: How Neha Used It for Her Goa Trip
Let’s take a real-world example.
Neha was planning a Goa trip with 7 friends. She booked the hotel using her credit card and needed ₹2,500 from each friend.
Instead of sending her UPI ID in the group chat, she used Make My Payment:
- Generated a payment request with the title “Goa Hotel Booking.”
- Added ₹2,500 per person
- Shared the link in WhatsApp group
- Tracked payments easily
- Sent reminders only to those who missed the deadline
She got her money within 2 days — no stress, no awkward calls.
Problem solved.
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Benefits of Using Make My Payment Over Regular UPI Apps
| Feature | Make My Payment | Google Pay / Paytm |
| Payment tracking | ✅ Yes | ❌ No |
| Friendly reminders | ✅ Yes | ❌ No |
| Group payment option | ✅ Yes | ❌ No |
| Notes & purpose tags | ✅ Yes | ✅ Yes |
| Auto-link generation | ✅ Yes | ❌ No |
| Fee | Mostly Free | Free |
Extra Features You’ll Love
🔄 Recurring Requests
Perfect if you’re collecting rent or subscription money monthly.
📊 Export Payment Report
You can export who paid and when — super handy for office use or accounting.
🧾 Digital Receipts
Each payment gives a confirmation — so your friends won’t say, “Maine kal bhej diya tha.”
Security & Privacy – Is It Safe?
Yes, Make My Payment uses secure UPI APIs and encrypted payment systems.
Your bank info is never shared with other users.
Plus, you get:
- OTP-based login
- No stored card info
- Privacy controls to hide amount or details
Still worried? Stick to sharing links only and avoid entering any extra personal info.
Tips for Using Make My Payment Like a Pro
Here’s how you can make the most of this app:
- Make smart use of notes – people tend to forget, so keep your messages short and clear.
- Set deadlines – It adds urgency and boosts faster payments.
- Export reports – Helps if you’re handling multiple group events.
- Use for business – If you sell anything online, use it to collect small payments.
What If Someone Doesn’t Pay?
Okay, reality check — sometimes, someone still won’t pay. Here’s what you can do:
- Send one or two reminders using the app
- Use the app’s message feature to chat
- If it’s urgent, you can share a direct payment link again
- Worst case? Politely message outside the app
But honestly, the app filters out a lot of drama by keeping everything transparent.
Best Alternatives to Make My Payment App
While this app is great, you can also explore:
- Splitwise – Good for long-term friend groups
- Settle balances – Perfect for trips or sharing expenses with roommates.
- Razorpay Links – For business or freelancers
- Venmo (US only) – Social payment platform
Still, for Indian users, Make My Payment is one of the easiest tools available.
Can You Earn from It? (Hint: Yes)
While the app doesn’t pay you to collect money, here are ways to benefit:
- Use affiliate links – Share UPI-based product or service links along with collection requests
- Charge convenience fees if you’re managing events (just ₹10-20 per person)
- Collect class/group fees and keep a service fee if you’re organizing something big
If you’re into event planning, tuition, or selling services, this app can be your backend system.
Final Thoughts – Make It Easy, Not Awkward
So next time you’re stuck collecting ₹100 here or ₹500 there — don’t go old school.
Use a smart tool like Make My Payment.
It keeps things clean, transparent, and most importantly — non-awkward.
✅ It saves time
✅ It saves energy
✅ It saves friendships 😅
So go ahead. Try it out the next time you order pizza with your gang, book a cab, or plan that next weekend trip.
Bonus: Quick Checklist for Collecting Money Using the App
Here’s a short checklist you can bookmark:
- Download the app
- Set up your profile
- Create a clear payment request
- Add purpose and deadline
- Share link with friends
- Track who paid
- Send gentle reminders if needed
- Celebrate when it’s done 🎉
Want to give it a try?
You can download Make My Payment App from the Play Store or App Store — it’s free and super beginner-friendly.
And if you’re into planning events, managing friends’ finances, or even collecting rent — this app will become your best buddy.
No more awkward reminders. Just smart payment collections.
Thanks for reading! Bookmark this page and share it with a friend who always says, “Arre bhai kal bhej dunga.”
Let’s collect money the easy way — like it’s 2025.
